Terms of Use
Last Updated: August 29, 2025
These Terms of Use govern your access to and use of the services, website, and platform operated by Febarunkos ("we," "us," or "our"). By accessing or using our platform, you agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.
1. Acceptance of Terms
By creating an account, browsing the platform, or using any feature offered through febarunkos.biz, you confirm that you have read, understood, and agree to these Terms of Use, along with our Privacy Policy. These Terms constitute a legally binding agreement between you and Febarunkos.
We reserve the right to update or modify these Terms at any time. Continued use of the platform following any changes constitutes your acceptance of the revised Terms. We will indicate the date of the most recent update at the top of this page.
2. Eligibility
You must be at least 16 years of age to use this platform. By using our services, you represent and warrant that you meet this age requirement. If you are under the applicable age of majority in your jurisdiction, you confirm that you have obtained parental or guardian consent.
Febarunkos reserves the right to refuse access to anyone who does not meet the eligibility requirements or who violates these Terms.
3. Account Registration
3.1 Account Creation
Certain features of the platform require you to register for an account. When registering, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
3.2 Account Security
You agree to notify us immediately at [email protected] if you become aware of any unauthorized use of your account or any security breach. We are not liable for any losses resulting from unauthorized use of your account where you failed to notify us promptly.
3.3 Account Termination
We reserve the right to suspend or terminate your account at our sole discretion, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
4. Use of the Platform
4.1 Permitted Use
You may use the platform solely for lawful, personal, and non-commercial educational purposes unless you have entered into a separate written agreement with us permitting commercial use.
4.2 Prohibited Conduct
You agree not to:
- Use the platform for any unlawful purpose or in violation of any applicable regulations
- Reproduce, duplicate, copy, sell, resell, or exploit any portion of the platform without our express written permission
- Attempt to gain unauthorized access to any part of the platform, its servers, or connected systems
- Introduce viruses, malware, or any other harmful code into the platform
- Scrape, harvest, or collect data from the platform using automated tools without prior written consent
- Impersonate any person or entity, or misrepresent your affiliation with any person or entity
- Interfere with or disrupt the integrity or performance of the platform or its services
- Post, transmit, or distribute any content that is defamatory, obscene, abusive, or otherwise objectionable
- Circumvent, disable, or otherwise interfere with security-related features of the platform
5. Intellectual Property
5.1 Our Content
All content available on the platform — including but not limited to quizzes, assessments, text, graphics, logos, interface designs, and educational materials — is the exclusive property of Febarunkos or its licensors and is protected by applicable intellectual property laws. Nothing in these Terms grants you any right to use our intellectual property without our express written consent.
5.2 Your Content
If you submit, upload, or post any content to the platform, you grant Febarunkos a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and display that content for the purpose of operating and improving the platform. You represent that you own or have the necessary rights to grant this license.
5.3 Feedback
Any feedback, suggestions, or ideas you provide regarding the platform may be used by us freely and without any obligation to compensate you.
6. Quiz and Assessment Content
The quizzes, tests, and educational content provided on the platform are intended for informational and educational purposes only. Results, scores, and feedback generated by the platform do not constitute professional financial, legal, or advisory guidance. You should not rely solely on platform outputs for any financial planning or decision-making.
We make reasonable efforts to ensure the accuracy of content; however, we do not warrant that all quiz content is error-free, complete, or current.
7. Third-Party Links and Services
The platform may contain links to third-party websites or services that are not owned or controlled by Febarunkos. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. We encourage you to review the terms and privacy policies of any third-party services you access through our platform.
8. Disclaimers
The platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, Febarunkos disclaims all warranties, including but not limited to:
- Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
- Any warranty that the platform will be uninterrupted, error-free, or free of harmful components
- Any warranty regarding the accuracy, reliability, or completeness of any content on the platform
9. Limitation of Liability
To the fullest extent permitted by applicable law, Febarunkos and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the platform, including but not limited to loss of data, loss of profits, or loss of business opportunity, even if we have been advised of the possibility of such damages.
Our total cumulative liability to you for any claims arising under these Terms shall not exceed the greater of the amount you paid to us in the twelve months preceding the claim or one hundred dollars (CAD $100.00).
10. Indemnification
You agree to indemnify, defend, and hold harmless Febarunkos and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the platform, your violation of these Terms, or your infringement of any third-party rights.
11. Privacy
Your use of the platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the platform, you consent to the collection, use, and processing of your information as described in the Privacy Policy.
12. Modifications to the Platform
We reserve the right to modify, suspend, or discontinue any part of the platform at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the service.
13. Governing Terms
These Terms represent the entire agreement between you and Febarunkos with respect to your use of the platform and supersede all prior agreements, representations, and understandings. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Our failure to enforce any right or provision of these Terms shall not be considered a waiver of those rights.
14. Contact
If you have any questions, concerns, or requests regarding these Terms of Use, please contact us:
- Email: [email protected]
- Phone: +1 866 934 8463
- Address: 1021 Ellis St, Kelowna, BC V1Y 1Z3, Canada
- Website: febarunkos.biz